• Category Archives Business
  • Should You Buy a House in a Recession?

    The Coronavirus pandemic has resulted in the United Kingdom going into recession. This is the first time in over a decade and was announced in August after figures showed that, compared to the first three months of 2020, April – June showed the economy had shrunk by 20.4%.

    Image Credit: https://www.flickr.com/photos/nanpalmero/15170517905

    A recession will always affect different people in different ways and will undoubtedly have a negative impact on all businesses, not least the property market. But for some, it can work in their favor.

    When to buy

    For those people who planned on buying or selling a home this year, their plans have invariably been delayed and disrupted. But the recession may offer the potential to purchase a home at a reduced price and end up with a home that was unattainable before. However, there are lots of facts to consider, and house buyers should take their time to consume all the information on buying a house before making any decisions.

    For first time buyers, now could potentially be a great time to get on the property ladder. Buyers have the power to negotiate a lower price and secure the home of their dreams, especially if the seller is in a hurry to sell. But with more unemployment, redundancies, and job uncertainty around, buyers need to make sure they can afford the repayments and consider the scenario of unemployment.

    Image Credit: https://www.flickr.com/photos/foilman/2921978502

    Repossessions

    Sadly, some homes will be coming onto the market as a result of repossessions. The recession will result in a loss of income for some and people will find themselves in a position where they can’t afford to continue paying their mortgage. These homes will be put on the market by agencies working on behalf of the mortgage lender and offer a good buying opportunity, as a quick sale is often wanted.

    Wise Investment

    If buying a property that requires work, it is always worth getting a quote for the work in advance of committing to the purchase, as it may end up costing you more in the long-run. Ensure you are in possession of the full facts and have all the information on buying a house you need before going ahead.

    Mortgage

    Do your homework when applying for a mortgage, and don’t feel you have to say yes to the first company that offers. A mortgage is a big financial decision that requires careful consideration.


  • The Attractive Stock Updates of NASDAQ AIHS

    The shares are quoted at a lower price of $0.50 from Senmiao Technology limited (AIHS). Over the past years, the company is at $2.35 and the company is at $0.26. AIHS has dropped in the last 52 weeks to -78,83% and S&P 500 has dropped to -0,18%. The new earnings report of the company was a catalyst for this interesting shift.AIHS posted a income of 0.25 million dollars in the last year. In turn, sales have risen to $1.89 million in Senmiao Technology Limited. Furthermore, NASDAQ: AIHS at https://www.webull.com/quote/nasdaq-aihs has a -$6.94 million free cash flow from 03 to 2020. The EBITDA of the company amounted to $7.25 million and is very comparable to its partners. AIHS has a booked margin for profit of -55,40%, Equity Return (ROE) of -118,0%, and Asset Return of -54,0%. I t is obvious that your AIHS watch list must be. Investors must know how sustainable this is. The short ratio of AIHS is 0.04, with 28.89 M left.

    Outlook of The Company

    After these news stories AIHS saw an increase in volume and investors support the proposal for value. In addition, the volume of 10 days stands at 4.3 million and more growth is possible in the coming weeks. Traders also remember that the income per share of the firm was -0.11. In addition, at the end of the last year, Senmiao Development Limited NASDAQ: AIHS reported assets of $16.36 million. As AIHS has historically followed its peers on positive news, investor should keep track of sector updates as well.

    AIHS Limited Enmiao Engineering has incorporated solid evidence and clarified the core concepts. AIHS is an interesting risk / reward case at its current assessment. Traders should be kept tuned if this recent report is going to push inventories to test their recent resistance levels. The company now has a market cap of 14.25 million and an 11.12 million float at the Senmiao Technical Limited AIHS. In this field AIHS is improving its reputation, contributing to a higher bottom line.

    Return on (ROE, ROA, ROI)

    In view of NASDAQ: AIHS profitability ratios, an investor will find its ROE, ROA and ROI rates of -118%, -54.3% and -58.6%, respectively. Return on assets (ROA) is a financial calculation that indicates a company’s net income rate. Performance indicator used to determine investment performance or to evaluate the ability of different investments. ROI measures the investment return relative to the costs of the investment. You can do stock trading at stock app with trading options for dummies.

    The AIHS EPS is on track at -0.11, which this year reflects an EPS rise of -145.1%. As a result, EPS growth in the coming year will rise by 0 percent.

    Disclaimer: The analysis information is for reference only and does not constitute an investment recommendation.


  • Ethics In Business And Accounting Decisions

    Depending on the type of business, the facts and circumstances surrounding accounting decisions may not always make them clear cut, and yet the decision may determine whether the company shows a profit or a loss in a particular period! What are the factors that influence business and accounting decisions, and how should these factors be weighed? Generally, three factors influence business and accounting decisions:

    The economic factor states that the decision being made should maximize the economic benefits to the decision maker. Based on most economic theory, every rational person faced with a decision will choose the course of action that maximizes his or her own welfare, without regard to how that decision impacts others. In summary, the combined outcome of each person acting in his or her own self-interest will maximize the benefits to society as a whole.

    The legal factor is based on the proposition that free societies are governed by laws. Laws are written to provide clarity and to prevent abuse of the rights of Individuals or society. Democratically enacted laws both contain and express society’s collective moral standards. Legal analysis Continue reading  Post ID 2276